Your community deserves
better financing.
Long-term, fixed-rate capital for Florida HOAs, without special assessments, personal guarantees, or bank red tape.
Free · No commitment · Estimate delivered in 48 hrs
HOA improvements without special assessments?
Yes, it's possible.
Flexible, long-term financing for Florida communities, without the red tape of traditional banks. Your community, your terms.
Why most Florida HOAs struggle to fund capital projects
- 1Bank loans require large reserves and perfect financials
- 2Special assessments are unpopular with residents
- 3Reserve studies reveal millions in needed repairs
This is exactly the problem our financing is built to solve.
No special assessment
Before your board makes any major funding decision, you need the facts. Download our guide and walk into your next board meeting informed and prepared to lead.
Designed for HOAs, not just for banks
| Feature | Our loan | Traditional bank |
|---|---|---|
| Loan terms | Up to 25 years | Typically 5 to 10 years |
| Minimum loan | $1,000,000+ | Varies |
| Underwriting | Flexible, holistic | Strict financial criteria |
| Prepayment | Flexible options | Often penalties apply |
| No hammer clause |
* Get your full program guideline by requesting a free estimate below. Terms shown are indicative, set by the lender, and subject to underwriting. They are not an offer to lend.
Three steps.
One simple path.
No appraisals. No unit-level credit checks. No red tape. Just a straightforward process designed for HOA boards.
Consultation and pre-qualification
A brief conversation with our team to understand your community's needs, project scope, and financial position. No credit pull, no commitment. Just clarity.
See how a board gets from repairs to funded.
Is your HOA ready
for financing?
Find out in minutes. Our prequalification gives your board a clear picture of what's possible: no commitment, no credit pull, no red tape.
No credit check · No obligation · Response within 24 to 48 hrs
- 1Complete the short form
- 2We review your association
- 3Get your financing options
Let's talk about
your community's needs.
Tell us about your HOA and what you're looking to fund. Our team will reach out within 24 to 48 hours with options tailored to your community, no obligation, no pressure.
- No credit check on individual homeowners
- Free consultation for all board members
- Serving Florida HOAs statewide
- $1M to $10M+ loan range